{"id":33516,"date":"2025-07-22T17:38:15","date_gmt":"2025-07-22T17:38:15","guid":{"rendered":"https:\/\/triniti.eu\/?post_type=experience&#038;p=33516"},"modified":"2025-07-22T17:38:43","modified_gmt":"2025-07-22T17:38:43","slug":"aitasime-korteriuhistu-voiduni-swedbank-pc-insurance-as-vastu","status":"publish","type":"experience","link":"https:\/\/triniti.eu\/et\/kogemused\/aitasime-korteriuhistu-voiduni-swedbank-pc-insurance-as-vastu\/","title":{"rendered":"Aitasime korteri\u00fchistu v\u00f5iduni Swedbank P&#038;C Insurance AS vastu"},"content":{"rendered":"<p>Oluline kohtuv\u00f5it kindlustuse valdkonnas! TRINITI vandeadvokaat Tanel Kalaus esindas edukalt kliendist korteri\u00fchistut kindlustusvaidluses Swedbank P&amp;C Insurance AS vastu, kes oli esitanud korteri\u00fchistu vastu regressioonin\u00f5ude kogusummas \u00fcle 20 000 euro.<\/p>\n<p>Kindlustus oli h\u00fcvitanud korteriomanikule kahju, mis tekkis vee pikaaegsest l\u00e4bijooksust katusekonstruktsiooni kaudu, kuigi sellise kahju h\u00fcvitamine oli kindlustuse enda tingimuste kohaselt v\u00e4listatud. Kuigi maakohus oli teinud valdavas osas kindlustuse jaoks positiivse lahendi, n\u00f5ustus ringkonnakohus korteri\u00fchistu seisukohaga, et kuigi korteriomanik oli p\u00f6\u00f6rdunud kindlustuse poole esmakordselt p\u00e4rast viimast vee l\u00e4bijooksu, ei t\u00e4henda see, et tegemist oleks olnud esmakordse vee l\u00e4bijooksuga, mida puudutavale erandile viidates kindlustus oli korteriomanikule kahju h\u00fcvitanud. Ringkonnakohtu j\u00f5ustunud lahend kinnitab korteri\u00fchistu seisukohta, et kui kindlustusandjal ei olnud tegelikult alust korteriomanikule kahju h\u00fcvitada, siis ei saa kindlustusandjal tekkida ka korteri\u00fchistu vastu regressin\u00f5uet.<\/p>\n<p>Seega v\u00f5ib selle lahendi pinnalt kindlalt v\u00e4ita, et kui kindlustusandja h\u00fcvitab mis tahes p\u00f5hjustel kahju, mille h\u00fcvitamiseks tal kohustus puudus, siis ei ole tal v\u00f5imalik seda kolmandalt isikult regressi korras tagasi n\u00f5uda.<\/p>\n","protected":false},"featured_media":0,"template":"","experience_practice_area":[331,310],"person_countries":[663,296],"people_industries":[651],"class_list":["post-33516","experience","type-experience","status-publish","hentry","experience_practice_area-kinnisvara-ehitus","experience_practice_area-vaidluste-lahendamine","person_countries-all-et","person_countries-eesti","people_industries-kindlustus"],"acf":{"experience_photo":33517,"og_photo":"","experience_related_people":[9064],"translated":"Translated"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Aitasime korteri\u00fchistu v\u00f5iduni Swedbank P&amp;C Insurance AS vastu | TRINITI - \u00dclebaltiline advokaadib\u00fcroo<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/triniti.eu\/et\/kogemused\/aitasime-korteriuhistu-voiduni-swedbank-pc-insurance-as-vastu\/\" \/>\n<meta property=\"og:locale\" content=\"et_EE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Aitasime korteri\u00fchistu v\u00f5iduni Swedbank P&amp;C Insurance AS vastu | TRINITI - \u00dclebaltiline advokaadib\u00fcroo\" \/>\n<meta property=\"og:description\" content=\"Oluline kohtuv\u00f5it kindlustuse valdkonnas! TRINITI vandeadvokaat Tanel Kalaus esindas edukalt kliendist korteri\u00fchistut kindlustusvaidluses Swedbank P&amp;C Insurance AS vastu, kes oli esitanud korteri\u00fchistu vastu regressioonin\u00f5ude kogusummas \u00fcle 20 000 euro. Kindlustus oli h\u00fcvitanud korteriomanikule kahju, mis tekkis vee pikaaegsest l\u00e4bijooksust katusekonstruktsiooni kaudu, kuigi sellise kahju h\u00fcvitamine oli kindlustuse enda tingimuste kohaselt v\u00e4listatud. 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