{"id":21819,"date":"2022-11-10T13:11:32","date_gmt":"2022-11-10T13:11:32","guid":{"rendered":"https:\/\/triniti.eu\/?post_type=experience&p=21819"},"modified":"2022-11-10T13:13:49","modified_gmt":"2022-11-10T13:13:49","slug":"swedbanki-ultimaatum-kodulaenu-taotlejale","status":"publish","type":"experience","link":"https:\/\/triniti.eu\/et\/kogemused\/swedbanki-ultimaatum-kodulaenu-taotlejale\/","title":{"rendered":"Swedbanki ultimaatum kodulaenu taotlejale"},"content":{"rendered":"

Swedbank \u00fcllatas hiljuti pretsedenditu k\u00e4itumisega. Olles rahuldanud kliendi laenutaotluse ja \u00e4ra s\u00f5lminud laenulepingu, saatis pank kliendile vahetult enne korteri ostutehingut n\u00f5ude, et laenusaaja peab korteri ostma koos kaastaotlejaga 50:50 kaasomandisse. Kuna kaastaotleja ei olnud elukaaslane ega pereliige, siis loomulikult ei saanud klient sellise ultimaatumiga n\u00f5us olla. Temale \u00fcllatuseks pank oma n\u00f5udmisest ei taganenud ja \u00e4hvardas, et kui klient sellise tingimusega ei n\u00f5ustu, siis peab ta laenulepingust taganema ja maksma pangale 400 eurot laenulepingu ennet\u00e4htaegse l\u00f5petamise tasu. Kliendi advokaadiga ei olnud pank n\u00f5us kohtuma ega ka selgitama, miks on j\u00e4rsku vaja osta korter kaasomandisse, kui ostetavale korterile seatakse h\u00fcpoteek nii ehk naa ja kaastaotlejad vastutavad ju solidaarselt.<\/p>\n

Advokaadi abiga sai klient Swedbanki laenulepingu l\u00f5petatud ilma ennet\u00e4htaegse l\u00f5petamise tasuta ning v\u00f5ttis kodulaenu teisest pangast ja t\u00e4naseks on korter ostetud.<\/p>\n

Klienti n\u00f5ustas TRINITI vandeadvokaat Virge Murak<\/a>.<\/p>\n","protected":false},"featured_media":0,"template":"","experience_practice_area":[310],"person_countries":[663,296],"people_industries":[],"class_list":["post-21819","experience","type-experience","status-publish","hentry","experience_practice_area-vaidluste-lahendamine","person_countries-all-et","person_countries-eesti"],"acf":{"experience_photo":21820,"og_photo":"","experience_related_people":[5192],"translated":"Translated"},"yoast_head":"\nSwedbanki ultimaatum kodulaenu taotlejale | TRINITI - \u00dclebaltiline advokaadib\u00fcroo<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/triniti.eu\/et\/kogemused\/swedbanki-ultimaatum-kodulaenu-taotlejale\/\" \/>\n<meta property=\"og:locale\" content=\"et_EE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Swedbanki ultimaatum kodulaenu taotlejale | TRINITI - \u00dclebaltiline advokaadib\u00fcroo\" \/>\n<meta property=\"og:description\" content=\"Swedbank \u00fcllatas hiljuti pretsedenditu k\u00e4itumisega. Olles rahuldanud kliendi laenutaotluse ja \u00e4ra s\u00f5lminud laenulepingu, saatis pank kliendile vahetult enne korteri ostutehingut n\u00f5ude, et laenusaaja peab korteri ostma koos kaastaotlejaga 50:50 kaasomandisse. Kuna kaastaotleja ei olnud elukaaslane ega pereliige, siis loomulikult ei saanud klient sellise ultimaatumiga n\u00f5us olla. Temale \u00fcllatuseks pank oma n\u00f5udmisest ei taganenud ja \u00e4hvardas, […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/triniti.eu\/et\/kogemused\/swedbanki-ultimaatum-kodulaenu-taotlejale\/\" \/>\n<meta property=\"og:site_name\" content=\"TRINITI - \u00dclebaltiline advokaadib\u00fcroo\" \/>\n<meta property=\"article:modified_time\" content=\"2022-11-10T13:13:49+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/triniti.eu\/et\/kogemused\/swedbanki-ultimaatum-kodulaenu-taotlejale\/\",\"url\":\"https:\/\/triniti.eu\/et\/kogemused\/swedbanki-ultimaatum-kodulaenu-taotlejale\/\",\"name\":\"Swedbanki ultimaatum kodulaenu taotlejale | TRINITI - \u00dclebaltiline advokaadib\u00fcroo\",\"isPartOf\":{\"@id\":\"https:\/\/triniti.eu\/#website\"},\"datePublished\":\"2022-11-10T13:11:32+00:00\",\"dateModified\":\"2022-11-10T13:13:49+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/triniti.eu\/et\/kogemused\/swedbanki-ultimaatum-kodulaenu-taotlejale\/#breadcrumb\"},\"inLanguage\":\"et\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/triniti.eu\/et\/kogemused\/swedbanki-ultimaatum-kodulaenu-taotlejale\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/triniti.eu\/et\/kogemused\/swedbanki-ultimaatum-kodulaenu-taotlejale\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/triniti.eu\/et\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Swedbanki ultimaatum kodulaenu taotlejale\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/triniti.eu\/#website\",\"url\":\"https:\/\/triniti.eu\/\",\"name\":\"TRINITI - \u00dclebaltiline advokaadib\u00fcroo\",\"description\":\"The Future On Your Terms\",\"publisher\":{\"@id\":\"https:\/\/triniti.eu\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/triniti.eu\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"et\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/triniti.eu\/#organization\",\"name\":\"Triniti\",\"url\":\"https:\/\/triniti.eu\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"et\",\"@id\":\"https:\/\/triniti.eu\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/triniti.eu\/wp-content\/uploads\/2021\/12\/triniti-logo-en.svg\",\"contentUrl\":\"https:\/\/triniti.eu\/wp-content\/uploads\/2021\/12\/triniti-logo-en.svg\",\"width\":400,\"height\":117,\"caption\":\"Triniti\"},\"image\":{\"@id\":\"https:\/\/triniti.eu\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Swedbanki ultimaatum kodulaenu taotlejale | TRINITI - \u00dclebaltiline advokaadib\u00fcroo","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/triniti.eu\/et\/kogemused\/swedbanki-ultimaatum-kodulaenu-taotlejale\/","og_locale":"et_EE","og_type":"article","og_title":"Swedbanki ultimaatum kodulaenu taotlejale | TRINITI - \u00dclebaltiline advokaadib\u00fcroo","og_description":"Swedbank \u00fcllatas hiljuti pretsedenditu k\u00e4itumisega. Olles rahuldanud kliendi laenutaotluse ja \u00e4ra s\u00f5lminud laenulepingu, saatis pank kliendile vahetult enne korteri ostutehingut n\u00f5ude, et laenusaaja peab korteri ostma koos kaastaotlejaga 50:50 kaasomandisse. Kuna kaastaotleja ei olnud elukaaslane ega pereliige, siis loomulikult ei saanud klient sellise ultimaatumiga n\u00f5us olla. 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